{"id":32197,"date":"2013-08-12T19:36:21","date_gmt":"2013-08-12T19:36:21","guid":{"rendered":"http:\/\/192.168.64.2\/fr\/index.php\/2013\/08\/12\/la-bcm-rglemente-les-crdits-aux-particuliers\/"},"modified":"2022-07-04T04:04:04","modified_gmt":"2022-07-04T04:04:04","slug":"la-bcm-rglemente-les-crdits-aux-particuliers","status":"publish","type":"post","link":"https:\/\/ami.mr\/fr\/archives\/32197","title":{"rendered":"La BCM r&eacute;glemente les cr&eacute;dits aux particuliers"},"content":{"rendered":"<p>Le Conseil de Politique Mon\u00e9taire de la Banque Centrale de Mauritanie r\u00e9uni ce lundi 12 Ao\u00fbt 2013, a d\u00e9cid\u00e9 de r\u00e9glementer le cr\u00e9dit aux particuliers afin de limiter le surendettement des m\u00e9nages et d encourager les cr\u00e9dits immobiliers.<br \/>\nAinsi la dur\u00e9e d un pr\u00eat affect\u00e9 ne peut exc\u00e9der quatre ans, celle d un pr\u00eat personnel trois ans et d un cr\u00e9dit immobilier 15 ans.<br \/>\nLe conseil a en outre exig\u00e9 qu une offre pr\u00e9alable contenant le montant, le taux effectif global et la dur\u00e9e soit soumise au client avant la signature du contrat de pr\u00eat et qu une dur\u00e9e de sept jours lui soit accord\u00e9e pour \u00e9tudier les termes du contrat.<br \/>\nEn outre la quotit\u00e9 cessible est fix\u00e9e au tiers du revenu r\u00e9gulier stable du client.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le Conseil de Politique Mon\u00e9taire de la Banque Centrale de Mauritanie r\u00e9uni ce lundi 12 Ao\u00fbt 2013, a d\u00e9cid\u00e9 de r\u00e9glementer le cr\u00e9dit aux particuliers afin de limiter le surendettement des m\u00e9nages et d<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[62757,62476],"class_list":["post-32197","post","type-post","status-publish","format-standard","hentry","category-9","tag-nomma","tag-nouakchott"],"_links":{"self":[{"href":"https:\/\/ami.mr\/fr\/wp-json\/wp\/v2\/posts\/32197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ami.mr\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ami.mr\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ami.mr\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ami.mr\/fr\/wp-json\/wp\/v2\/comments?post=32197"}],"version-history":[{"count":1,"href":"https:\/\/ami.mr\/fr\/wp-json\/wp\/v2\/posts\/32197\/revisions"}],"predecessor-version":[{"id":127015,"href":"https:\/\/ami.mr\/fr\/wp-json\/wp\/v2\/posts\/32197\/revisions\/127015"}],"wp:attachment":[{"href":"https:\/\/ami.mr\/fr\/wp-json\/wp\/v2\/media?parent=32197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ami.mr\/fr\/wp-json\/wp\/v2\/categories?post=32197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ami.mr\/fr\/wp-json\/wp\/v2\/tags?post=32197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}